Call Preston: 01772 620000 Southport: 01704 829888 or E-mail us


Read the latest news, views and insights on property and mortgages from the team at Key Mortgage Advice.

15th July 2018 | Blogs

Do I Need Life Insurance to Secure a Mortgage?

Insurances are usually the last thing people think about when buying their new home and often there is some confusion around which are required, and which are optional. What Insurances Do I Need? Contrary to popular belief, life insurance is not a legal requirement when getting a mortgage. The only insurance you must have by […]

Read more >
29th June 2018 | Blogs

How Can Key Mortgage Advice Help You?

We recently reached 400 likes on Facebook; to say thank you, we’re offering you the chance to win a celebratory bottle of bubbly! Just enter your details into the form at the end of this blog to be entered into the competition. For our new followers, keep reading to find out how Key Mortgage Advice […]

Read more >
15th June 2018 | Blogs

Escaping Mortgage Prison

You may have seen the term mortgage prisoner used in newspapers recently, to describe unfortunate homeowners who want to remortgage but do not meet the criteria to be accepted for a new loan. Back in 2014 and 2016, changes were made to the way lenders assess mortgage affordability. Rather than being based on multiples of […]

Read more >
31st May 2018 | Blogs

Remortgaging: Reasons to Remortgage

Around one in three of all mortgage loans taken out are for the purpose of remortgaging – A remortgage being the acquisition of a second mortgage loan, often used to replace an existing mortgage or borrow money against the value of a property. The most common reason for someone to consider remortgaging is that they could […]

Read more >
13th May 2018 | Blogs

Can I Get a Mortgage if I’m Retired?

Many people start to think about getting a mortgage as they approach retirement, perhaps to downsize from their current property, possibly as an investment. Often, they get put off because they assume it will be a lot of hassle. However, that couldn’t be further from the truth. It’s actually relatively easy to acquire a mortgage […]

Read more >
1st May 2018 | Blogs

Selling Your Home: Preparing the Garden

When it comes to selling your home, it’s easy to focus on the interior and forget about outdoor assets such as the garden. However, as summer approaches, potential buyers will be expecting to see your property’s outdoor space looking its best. You don’t need to be an Alan Titchmarsh or Charlie Dimmock type to get […]

Read more >
13th April 2018 | Blogs

Our Guide To Lifetime Mortgages

What is a Lifetime Mortgage? A lifetime mortgage is a form of equity release, providing you with a long-term loan which is secured on your property. You can continue to live in your home and you don’t have to make any repayments until the end of the term (dependent on the type of mortgage you […]

Read more >
1st April 2018 | Blogs

Our Favourite Interior Design Blogs 2018

Spring has sprung (finally!) and it’s the time of year when many homeowners start thinking about redecorating their property to breathe fresh life into their living space. With that in mind, we’ve curated a list of our favourite interior design blogs, packed with inspirational ideas to get your creative juices flowing: House Beautiful First […]

Read more >
14th March 2018 | Blogs

I’m Self-Employed – Can I Get a Mortgage?

Finding a mortgage deal when you’re self-employed can be tricky. As many as 71% of self-employed people said they felt discriminated against due to their employment status when applying for a mortgage, according to a recent survey by The Mortgage Lender. Traditionally, mortgage lenders would require you to have been trading for at least three […]

Read more >
7th March 2018 | Latest

Market Conditions Perfect for First-Time Buyers

First-time buyers are enjoying a period of increased mortgage application acceptance and low interest rates at present. However, looking forward, market conditions suggest that this could come to an abrupt end in the near future. For this reason, we feel that now represents the best opportunity for people to get their foot on the property […]

Read more >

“I have recommended KMA to all my friends and if you’re buying a house or remortgaging I would look no further – the team are friendly, helpful people who have your best interests at heart every step of the way.”


“Sharon and her team have been a great help while trying to buy my first property. They talked me through the process step by step and sent me weekly updates on the progress of my purchase. I am confident that I have a great deal on my mortgage.”


“I cannot thank the team at Key Mortgage Advice enough. They provided an excellent service and were able to arrange our mortgage within a very tight, three week deadline. I would highly recommend them.”


“After a chat about my goals, Sharon put forward my case to a number of lenders and within a couple of days a local business manager from Barclays offered to support my application. I cannot fault the team at KMA, I have used and recommended them for nearly 10 years now and they are always my first choice.”


“Our clients ask us for advice on mortgages for both domestic and commercial premises and we have no hesitation in recommending them to Key Mortgage Advice. The team has a breadth of knowledge which they skilfully impart to our client base, who are always happy with the advice they receive.”

Champion Accountants, A COMMERCIAL PARTNER

Purchasing a property and need help finding the best mortgage deal?

Contact us