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Commercial mortgages

Obtaining a commercial mortgage relies heavily on the attractiveness of the proposition to a lender; therefore involvement of an experienced and well-connected advisor is hugely important.

As independent specialists, we negotiate business mortgages with a range of lenders including major banks, commercial building societies, regional and local building societies and specialist commercial asset lenders. The appropriate commercial lender is purposefully selected to meet your needs.

Terms for business mortgages are not set in stone and our role in the transaction is to negotiate the best mortgage rate and terms. Our wealth of experience and market knowledge means we understand what is likely to be achieved given a specific set of circumstances. We are able to assist with transactions for purchasing premises to trade from or for investment opportunities for commercial landlords.

Ask us about Mortgage Plus

Take the stress out of your property purchase with our innovative Mortgage Plus service – we can fast-track your mortgage application, negotiate the purchase price and deal with estate agents, lenders and solicitors on your behalf.

The Financial Conduct Authority does not regulate some aspects of commercial and buy to let mortgages.

The FCA want to raise consumer awareness of the information available to them, so we need to include a link to the Money Advice service website:

There is a requirement to include reference to our Dispute Resolution requirements.  As a regulated firm we would need to make reference to the Financial Ombudsman Service (FOS) on the website and a link to theirs.

Therefore we need to include a statement about the FOS service and a link to their website:

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. 

Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’).  Please see the following link for further details:

“I have recommended KMA to all my friends and if you’re buying a house or remortgaging I would look no further – the team are friendly, helpful people who have your best interests at heart every step of the way.”


“Sharon and her team have been a great help while trying to buy my first property. They talked me through the process step by step and sent me weekly updates on the progress of my purchase. I am confident that I have a great deal on my mortgage.”


“I cannot thank the team at Key Mortgage Advice enough. They provided an excellent service and were able to arrange our mortgage within a very tight, three week deadline. I would highly recommend them.”


“After a chat about my goals, Sharon put forward my case to a number of lenders and within a couple of days a local business manager from Barclays offered to support my application. I cannot fault the team at KMA, I have used and recommended them for nearly 10 years now and they are always my first choice.”


“Our clients ask us for advice on mortgages for both domestic and commercial premises and we have no hesitation in recommending them to Key Mortgage Advice. The team has a breadth of knowledge which they skilfully impart to our client base, who are always happy with the advice they receive.”

Champion Accountants, A COMMERCIAL PARTNER