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News

Read the latest news, views and insights on property and mortgages from the team at Key Mortgage Advice:

17th August 2019 | First Time Buyers

Insuring Your Home

You’ve saved for what felt like forever, found the perfect property, got the mortgage agreed and have a completion date decided. Now is the perfect time to start thinking about insuring your new home. Here’s what you need to know: There are two parts to home insurance – buildings and contents. As a general guide, […]

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15th August 2019 | Buy to Let

Top Tips for Landlords

Pressure has grown on buy-to-let landlords in recent years, with new legislation meaning that they have more legal obligations than ever before. If you’re thinking of getting into buy to let, you can keep on top of everything by following our simple list of tips for landlords: Find out if you need a licence First […]

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9th July 2019 | Mortgage Advice

Mortgages: Things to Check Before You Sign

Did you know that 50% of all homeowners say they found the process of buying a property confusing? And over 60% admit to not fully reading their mortgage agreement before they signed it?! Crazy! A mortgage will likely be your largest financial commitment, which means it’s vital to ensure that you’re happy with the terms […]

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25th June 2019 | First Time Buyers

95% Mortgages: What You Need to Know

More and more lenders are adding 95% mortgages to their range of available loan products. In fact, 95% mortgages are the only product which has increased in availability so far in 2019. As a result, those looking at loan-to-value ratios of 90% and below now having fewer deals to choose from than they did last […]

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15th June 2019 | Buy to Let

Becoming a Landlord: Your Responsibilities

So, you’ve read our Buy to Let Basics and you’re serious about becoming a landlord… Great! Now, you’re ready to get down to the nitty-gritty and learn about the responsibilities and tax implications associated with becoming a landlord: What Are Landlords Responsible For? There are certain legal responsibilities tied to becoming a landlord. You need to assure […]

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13th June 2019 | Buy to Let

Becoming a Landlord: Buy to Let Basics

If you’re thinking of becoming a landlord, there’s a lot to get your head around. Luckily, our Southport mortgage broker has put together this handy buy to let guide: What is Buy to Let? Buy to Let is when a property is bought for the purpose of being rented out, rather than being occupied by […]

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8th May 2019 | Buy to Let

Buy to Let: Pros and Cons 2019

If you’re thinking of becoming a landlord, there’s a lot to get your head around. You’ll need to consider property prices, taxes and tenancies before you know if it’s the right step for you. So, before you commit to anything, let’s have a look at the pros and cons of purchasing buy to let property […]

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26th April 2019 | First Time Buyers

Guarantor Mortgages: What You Need to Know

Guarantor Mortgages are a way of securing a mortgage loan when you don’t have a deposit or your credit history is putting lenders off. Someone agrees to act as guarantor for you, committing to make the repayments on your mortgage if you fail to do so. This is most commonly a parent or grandparent, which […]

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8th April 2019 | Interviews

Meet the Team: Jane Davis

Last month, we welcomed a new receptionist at Key Mortgage Advice Preston – Jane Davis. Now she’s had a little time to settle in, we thought we’d give Jane the opportunity to tell you a bit about herself! Here’s her story: “Having a constant yearning to travel from a young age, I went to live […]

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26th March 2019 | First Time Buyers

Choosing a Mortgage Broker

Whether you’re a first-time buyer, moving home or looking to remortgage, sifting through the thousands of available mortgage deals can seem daunting. If you’re feeling overwhelmed, it might help to talk to a mortgage broker. What does a mortgage broker do? A mortgage broker (or mortgage advisor) will search the market for you. They’re there […]

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“I have recommended KMA to all my friends and if you’re buying a house or remortgaging I would look no further – the team are friendly, helpful people who have your best interests at heart every step of the way.”

Dawn Kenyon, A MORTGAGE & REMORTGAGE CUSTOMER

“Sharon and her team have been a great help while trying to buy my first property. They talked me through the process step by step and sent me weekly updates on the progress of my purchase. I am confident that I have a great deal on my mortgage.”

Gina Rowland, A MORTGAGE CUSTOMER

“I cannot thank the team at Key Mortgage Advice enough. They provided an excellent service and were able to arrange our mortgage within a very tight, three week deadline. I would highly recommend them.”

Matthew Agrimi, A MORTGAGE CUSTOMER

“After a chat about my goals, Sharon put forward my case to a number of lenders and within a couple of days a local business manager from Barclays offered to support my application. I cannot fault the team at KMA, I have used and recommended them for nearly 10 years now and they are always my first choice.”

Jamie Goodlass, A COMMERCIAL MORTGAGE CUSTOMER

“Our clients ask us for advice on mortgages for both domestic and commercial premises and we have no hesitation in recommending them to Key Mortgage Advice. The team has a breadth of knowledge which they skilfully impart to our client base, who are always happy with the advice they receive.”

Champion Accountants, A COMMERCIAL PARTNER

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