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Our team

At Key Mortgage Advice, we’re proud of our people. We believe our personal approach to providing mortgage advice is what makes us one of the most trusted consultancies in the North West. If you’re looking to secure a mortgage in Southport, Preston or Garstang, our team can help you to find the best deal. Learn about our advisors and mortgage processors below, and connect with them on LinkedIn to stay up-to-date with all things related to mortgages and property.

Sharon Duckworth


Sharon is the company’s director and senior mortgage broker, having founded Key Mortgage Advice in 2001.

After 17 years advising clients, specialising in lifetime mortgages and commercial finance, her role now sees her primarily involved with strategic planning, management and business development, ensuring we maintain our position as a leading provider of mortgage advice in Lancashire.

Although Sharon is not as involved with day-to-day advice as she once was, she is very much seen as an expert on residential mortgage matters and frequently assists in complex cases, as well as mentoring her team.

Sharon lives in Little Hoole, near Preston with her husband and son and relaxes outside of work by spending time with her family and horse riding.


Melanie Keenan


Melanie has been with Key Mortgage Advice since January 2011 and has previous experience with working with an estate agency.

She is responsible for managing your mortgage application from point of application through to completion and offers a friendly, professional service. 

Melanie has 2 children and enjoys walking, attending music concerts and watching football in her spare time.


Tracey Mayor


Tracey has been working with Key Mortgage Advice since 2017 and has over 30 years of administration experience in accounts and customer service.

She is part of the mortgage processing team and enjoys customer contact, providing a friendly, approachable and efficient service.

In her spare time she enjoys walking her dog, swimming and socialising.

Brigid Rawlinson


Brigid has worked as a mortgage processor for Key Mortgage Advice since 2016.

Prior to joining our team, she worked for an estate agent for almost 20 years. Her work is predominantly focused on securing mortgages in Garstang, Preston and Southport for our customers.

In her spare time, Brigid enjoys going on holiday, watching football and spending time with her young grandson.

Clare Ferreira


Clare is the newest addition to our team, having joined us in 2018.

She has worked in the Financial Services industry for 12 years and, in that time, developed a preference for working on mortgages. She now provides customers with mortgage advice in our Preston and Garstang offices.

Clare is married with two children, and loves spending time outdoors with her family and walking with their dog. She also has a passion for travel and enjoys visiting new places.

Angela Wharton


Angela has over 20 years’ experience in the Financial Services industry, working for major high street banks and estate agents, predominately as a mortgage advisor. She now provides customers with mortgage advice in our Southport office.

Angela came to Key Mortgage Advice because she wanted a personal and family-orientated working environment with strong customer values at heart. She prides herself in her professional but friendly approach to providing clients with mortgage advice whether they are a first-time buyer, home mover or looking to remortgage.

Angela has one child who she enjoys going on holiday and travelling with.

“I have recommended KMA to all my friends and if you’re buying a house or remortgaging I would look no further – the team are friendly, helpful people who have your best interests at heart every step of the way.”


“Sharon and her team have been a great help while trying to buy my first property. They talked me through the process step by step and sent me weekly updates on the progress of my purchase. I am confident that I have a great deal on my mortgage.”


“I cannot thank the team at Key Mortgage Advice enough. They provided an excellent service and were able to arrange our mortgage within a very tight, three week deadline. I would highly recommend them.”


“After a chat about my goals, Sharon put forward my case to a number of lenders and within a couple of days a local business manager from Barclays offered to support my application. I cannot fault the team at KMA, I have used and recommended them for nearly 10 years now and they are always my first choice.”


“Our clients ask us for advice on mortgages for both domestic and commercial premises and we have no hesitation in recommending them to Key Mortgage Advice. The team has a breadth of knowledge which they skilfully impart to our client base, who are always happy with the advice they receive.”

Champion Accountants, A COMMERCIAL PARTNER

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