What we do

From our first meeting when we find out about your requirements, we’ll analyse the market and carry out detailed research which considers your individual needs and preferences, whether you’re a first time buyer who’s found their dream home or a business owner ready to expand and purchase commercial premises.

We’ll then provide you with details of the mortgage products we specifically recommend, which will take factors into account such as:

  • Whether you meet the lender’s qualifying criteria
  • The interest rate charged and other features of the mortgage product
  • The additional fees charged by the lender
  • The lender’s ability to process your application in acceptable timescales
  • The lender’s customer service ethos & financial strength

Once you’re happy with the mortgage product we’ve recommended and feel ready to proceed, our focus is to support you through the entire mortgage application process. We’re never more than a phone call away, will provide you with regular updates, and liaise with the estate agent, valuer, lender and solicitor right up until the day of completion.

It doesn’t end there. We also provide all our clients with a Lifelong Mortgage Service and offer reviews and ongoing support throughout the entire duration of the mortgage.

Our service offering

We have two mortgage services available, standard or Mortgage Plus.

Our standard service, which is free of charge, will involve us handing your mortgage application but with our Mortgage Plus service you can get the following included:

  • Fast-track mortgage application
  • Negotiating purchase price with vendor’s advisers
  • Liaising with Estate Agents, Lenders and Solicitors

Many of our clients prefer the Mortgage Plus service as they deal with one person throughout the transaction. In addition because of our relationships with other professional advisers, the process is a lot smoother and quicker. On many occasions we’ve also been very successful in achieving a lower purchase price for our clients.

Our Mortgage Plus service is available for mortgages, re-mortgages and commercial mortgages with prices starting from £299 – contact us for more details.

“I have recommended KMA to all my friends and if you’re buying a house or remortgaging I would look no further – the team are friendly, helpful people who have your best interests at heart every step of the way.”

Dawn Kenyon, A MORTGAGE & REMORTGAGE CUSTOMER

“Sharon and her team have been a great help while trying to buy my first property. They talked me through the process step by step and sent me weekly updates on the progress of my purchase. I am confident that I have a great deal on my mortgage.”

Gina Rowland, A MORTGAGE CUSTOMER

“I cannot thank the team at Key Mortgage Advice enough. They provided an excellent service and were able to arrange our mortgage within a very tight, three week deadline. I would highly recommend them.”

Matthew Agrimi, A MORTGAGE CUSTOMER

“After a chat about my goals, Sharon put forward my case to a number of lenders and within a couple of days a local business manager from Barclays offered to support my application. I cannot fault the team at KMA, I have used and recommended them for nearly 10 years now and they are always my first choice.”

Jamie Goodlass, A COMMERCIAL MORTGAGE CUSTOMER

“Our clients ask us for advice on mortgages for both domestic and commercial premises and we have no hesitation in recommending them to Key Mortgage Advice. The team has a breadth of knowledge which they skilfully impart to our client base, who are always happy with the advice they receive.”

Champion Accountants, A COMMERCIAL PARTNER

Purchasing a property and need help finding the best mortgage deal?

Contact us